Reddit sofi.

6 May 2023 ... Thinking about switching to SoFi · The SoFi branded card is issued by The Bank of Missouri, not SoFi Bank. It's missing some standard features ...I like my SoFi account and all but never taken a loan. I would suggest shopping somewhere besides Wells Fargo tho and just got out of one from them. To much shady stuff lately. Not saying SoFi is a bad choice, might very well be a great one but not a fan of WF.I also have a traditional brick and mortar bank account. It's satisfactory. But a few things I like about SoFi is: Higher APY ~4.30% for Saving and 1.20% for Checking. Platform agnostic, unlike Apple Savings/Apple Card. All in one banking solution. Can cash out through ATMs unlike with the Apple Savings account.Student loans still constitute the most $ revenue for SoFi and it’s not feasible to shift to a new revenue stream, in size , overnight. Moreover Galileo is a very old and aging product that’s doesn’t scale well. They will be clobbered by the likes of stripe who are truly building banking as a service .

I switched from Chase to SoFi. I am happy I did. I still maintain my Chase account and have 20% of my direct deposit go into chase and 80% go into sofi. I Still want a physical location to go into sometimes. SoFi customer service can be very hit or miss, but really only impacts you if you are needing it. Lots of options and customizations.InvestorPlace - Stock Market News, Stock Advice & Trading Tips Source: shutterstock.com/Michael Vi SoFi (NASDAQ:SOFI) stock is becoming increa... InvestorPlace - Stock Market N...

Manually Adding Account Option Removed? Banking. Based on all the documentation from SoFi, I should be able to add an account manually. However, the only place I can do that is in Invest. …

Sofi invest is still not a Finished product. I used it for a while for some small trading but I couldn't stand the lack of info and that it doesn't have AH trading. Square's trading platform is way more intuitive and gamified it's probably the closest to Robinhood. But as far as info / charting etc. There are many options out there - TD / IBKR ...Schwab is absolutely great, my favorite bank account but it lacks features to really make it a primary account like zelle and other checking/savings features. With that being said. SoFi also doesn’t have Zelle but it does have ways to split up my money into vaults/bucks, which I …SoFi’s private student loans offer competitive rates, special discounts and added member benefits. By clicking "TRY IT", I agree to receive newsletters and promotions from Money an... - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years.

Apple gives only 1% if the card is swiped, 2% if you pay with Apple Pay, and they occasionally have promotions to give more back for certain things. If Apple gave 2% when the card is swiped it would be a no brainer to pick Apple I think. I’ve been using Apple anywhere Apple Pay is accepted and SoFi for everywhere else.

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You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available.You could deposit your Sofi savings in the BIL ETF through Sofi invest. It's a short term treasury ETF that is basically a money market. If you do the depositing to Sofi invest automatically as 50+ dollars up to 3 times a week, you will get Sofi rewards points (50 basic, 100 plus) as well. Dividend yield is 4.58 for BIL right now.SoFi Money account closed finally. Save & Spend. This is a warning to any seeking to use this new banking product. Do not close your other banks and make sure you have savings in other checking accounts. This product is immature and glitchy and can generally screw you if you don’t have contingency. This was my experience with SoFi Money ...You must have $1,000 or more in total qualified Direct Deposit transactions within any consecutive 30-day window during the Promotion Period. So if you have $500 in direct deposit come in, and two weeks later another $500 in direct deposit, that qualifies for the bonus. There are no restrictions to using the money as soon as it becomes available.SoFi Credit Card applications complete a hard credit pull upon approval. If for any reason we can't approve you, it'll only be a soft credit pull. 💪 Hard credit pulls can impact your credit score, so we recommend reaching out to Experian for insight into what exactly affects your credit score. We hope this helps!

They both offer fractional shares for ETFs and a Roth IRA, so no major gain or loss there. They both offer a 2% flat credit card. Where SoFi does better: SoFi's interest is better for the cash management account. SoFi is far better for loans (student loans, personal loans, and home loans). 1. Tisleet. • 7 mo. ago. Usually for Illenium sets I am front and center. For Denver I chose 100 seats because I went to his coliseum show and had to stand for 6 hours, it was miserable. I enjoyed the 100 seats, would do it again if I were going to LA. Close proximity to beer vendors and restrooms. 1. Loan eligibility depends on a number of additional factors, such as a responsible financial history, credit score, your monthly income vs. expenses, and professional experience. When applying we first do a soft credit pull to determine pre-approval. If you receive pre-approval, we will then request permission to obtain a hard credit pull to ... Currently, I have 12 vaults set up. Nine are for my budget categories (house bills, car bills, groceries, etc.) and three are for the credit cards I currently use. I use the half payment method, so every paycheck, I fund each vault with half of my monthly budget. I put all my spending on credit cards for the rewards. For SOFI, it is a very young company with spending spree (ie: negative profits) to grow fast. As to whether the business model will flourish or flop, only time can tell. Established banks provides 3-4% dividends and maintain or grow the stock price. Corporate governance is crucial and SOFI is a long way from that. It's a top 2% card - no annual fee, no foreign transaction fee, no minimum redemption. If you want to get a more objective perspective, check out myFICO forums. Personal thoughts: I loved it the best until SoFi decided to nerf the SoFi checking debit (I am obsessive-compulsive, wanted SoFi to be my always-carry debit and credit cards, but they ...

Then your Sofi roboadvisor would look like a genius. If you can’t take a -0.5% swing over the span of 2 months, you’re not ready to invest in anything that involves risk. Stick to T bills and savings accounts. With a real investing account, prepare for swings of -40% (usually the drop amount in a recession).Their projections by 2025 are growing at 4-5x. At $13 it could 4-5x based upon their numbers. Doesn’t include bc, super melt up growth, any acquisitions, etc.. They’re growing 40-60% YOY.. so do math. If they live up to their expectations it’s easily 50$+ by 2025. 60-75$ is my guess estimate by 2025.. 24.

Consumer financial services platform SoFi is making its first expansion outside of the United States with the acquisition of Hong Kong-based investing app 8 Securities. The terms o... Sofi funds loans pretty fast. I got one within 24 hours. No penalty for paying off early. Great questions! The offer is only open to new SoFi Personal Loan borrowers and may not be combined with other offers aside from the autopay discount, direct deposit discount, and direct pay discount. To receive the offer, you must: (1) register and apply ... SoFi $250 Sign Up Bonus Questions. I'm considering the opportunity for opening a SoFi online bank account due to the $250 SUB. The issue is, it's not clear to me what can be possible for acquiring the full $250 SUB. So here's what I'm thinking: My direct deposits over 25 days don't equal more than 5,000, so at face value I don't qualify for the ... The conversation where negative keywords representing bad experiences such as "fraud", "bad cs", "horrible service" etc. is used accounts for 4% of the overall conversation happening about SoFi on Reddit and Twitter for the last 90 days and it is not particularly increasing as of late. It's been pretty steady for the last 90 days (pie chart ... Is there any reason to doubt SoFi's (or anyone's) high-yield savings APY? Why wouldn't I want to take the money I'd usually have sitting in my savings/checking accounts at Chase, and put it …SoFi is a lender that is known for having zero fees and tons of benefits for its members. Compare rates for a SoFi personal loan here! By clicking "TRY IT", I agree to receive news...SoFi Bank, N.A. is a digital experience powered by the SoFi app featuring SoFi Checking and Savings accounts that allow you to save, spend and earn cash-back all in one place. Members can earn up to the highest APY on their Checking and on Savings with active direct deposit. Members without direct deposit will still earn interest on Checking ...

I like Sofi Tukker because they sound different than most music similar to what they do. The songs are so infectious, I can't help but sing or dance along to any of their songs, not to mention they hype me up for work, make me motivated. Plus they just seem like an awesome duo and they deserve more attention.

r/sofistock. • 5 mo. ago. SoFi Daily Live Chat - May 31, 2023. Discuss your thoughts on SoFi, FinTech, memes, yolos, the market, or whatever else might be on your mind. Please refrain …

SOFI is still a high-risk, growth stock. Do your own DD and decide how much risk you are willing to take on in your investments. Equities by their nature are risky, some more than others. SoFi …SoFi stadium yesterday…this is class!🇺🇸. 719 40. Find the best posts and communities about SoFi Stadium on Reddit. SoFi mortgage horror story. We did get funding from SoFi yesterday (Monday - 3/6/23). The loan officer's manager did not call to follow through like he promised, but he did reply a couple times to emails promptly. I learned that funding was cleared from my Title Company, SoFi didn't even care to confirm/email that everything was good to go. SoFi announced that its members can now access up to $2 million in FDIC insurance on their bank balances through the new SoFi FDIC Insurance Network, an increase from the standard $250,000 per account. This increased coverage is provided by placing members' deposits with specifically identified FDIC-insured partner banks. Hi all! I'm currently using Fidelity for my investing but I've been especially enamored by SoFi and all of its services under one roof and I'm greatly considering using SoFi Invest for my investment and retirement needs. For me, I'm just looking to buy and hold shares and putting monthly money in for retirement and maybe towards index funds/ETFs. 20 Feb 2024 ... Hi there! Unfortunately SoFi Weekly ETF is no longer offered. Feel free to browse our other ETF's here.Hello there! I have a question that's both part r/Sofi and r/PersonalFinance and the meat of my question deals with what to do with my taxable brokerage and Roth IRA. I have them currently at Fidelity, where some of my stocks are fractional shares, and my Roth IRA maxed for both 2021 and 2022.Here at Lifehacker, we are endlessly inundated with tips for how to live a more optimized life—but not all tips are created equal. The best ones are the ones that stick; here are t...r/sofi. • 2 yr. ago. MichaelMidnight. What Are Your Thoughts Of SoFi Bank As Your Main Bank? Discussion. Hi everyone! I know it's still early days to evaluate Sofi Bank as a main bank but I …

SoFi is actually doing a 3% back promotion until the end of this year or up to 12K (whichever comes first) if you have direct deposit setup for their checking account. Otherwise 2% back on everything, though, in order to get that 2% you have to redeem towards another sofi account. Credit statement, invest account, savings account, etc.From $1b in 2020 to $10b in 2030. Net margin - From -48% in 2021 to 13.5% in 2030 - Close to industry average. Discount rate - 12.8% (Based on cost of equity) RoE - Based on the assumptions above and the development of equity, the RoE is roughly 15%, which is close to the industry's average. - SoFi told me I couldn't have margin, Schwab did - SoFi restricted the ATM fee-reimbursement Also a bit irritated with support. I've had a TD Ameritrade acct (owned by Schwab) and when I have issues, reps are there and actually useful. SoFi reps are nice, but they've become harder to get a hold of and less useful over the past couple of years. Banking. This may be more of just a general banking question, but since the savings account in SoFi yields the high interest rate, and there is no-fee overdraft protection, I have just been keeping 100% of my money in the savings account. I keep $0 in my checking. Anything that comes out of my checking is covered by an overdraft from my savings. Instagram:https://instagram. amateur porn websitewooden flooringacapellasplus size maid of honor dresses 1 Mar 2024 ... I only know about them because of people complaining about them on reddit. Seems wise to avoid them. Upvote 1. Downvote Reply reply pittsburgh farmers marketapoxy floors Ever heard of SoFi? The answer is probably yes. After all, most football fans have seen the Super Bowl Champion Rams play another NFL team at SoFi Stadium, be it on TV or in person...SoFi HYSA question. Not a current SoFi customer. I see that you can only earn 3.25% APY if you sign up for SoFi's HYSA and enable direct deposit. Does that mean ONLY direct deposit funds earn that 3.25% APY or can I transfer my savings from my current bank and then set up direct deposit with my employer and start earning 3.25% on my transferred ... right wing vs left wing Sofi outbound wire transfer. Hi! I’m currently under contract for my first home and well I’m going to have to send a bunch of money at the end of the month. I tried doing some research on peoples experience sending an outbound wire transfer with sofi and all I’ve really found was one Reddit post where they really dropped the ball.Unfortunately, TPG cannot refuse to honor the instructions from Sofi Bank or intervene on your behalf. TPG is required to return your refund to the IRS as Sofi has directed. TPG has no information or visibility into why Sofi Bank rejected your tax refund from the IRS. If you have questions in that regard, you should contact Sofi Bank. 1. Rolandooo. • 2 yr. ago. I have been happy with using them as my primary bank (roughly 5 months now). I am all digital and never handle cash so I have no comments on deposits or withdrawals through ATMs. My biggest suggestion to SOFI is please enable a better two factor authentication.