Best travel credit card reddit.

Chase Sapphire Preferred card, Chase Sapphire Reserve Card, and Amex Platinum Card are great choices for Trip interruption and Cancellation insurance. These offer most protection max coverage up to 10k/person (20k per trip & 40K per yr max.) I didn’t realize credit cards travel protection would cover cancellations due to COVID.

Best travel credit card reddit. Things To Know About Best travel credit card reddit.

1. Bank of America® Customized Cash Rewards credit card. at Bank Of America’s secure website. BEST OVERALL RATING. ★★★★★. 4.9. OVERALL …US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. Chase Sapphire Preferred. No foreign transaction fees, and you get 2 points per dollar on everything in the travel category (hotels, airfare, taxis) as well as restaurants. Those points are transferrable 1:1 to United miles, and to a few other programs, so the flexibility is some of the best out there. Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...

Westpac Worldwide Wallet allows you to transfer and lock in. Meant to be no fees and free atm at Westpac Global Alliance atms. Free if your a Westpac customer, the rate was below par from memory. Used to have the ANZ Travel Credit Card which was good but pointless without the free Virgin flights.Jan 24, 2024 ... I also have Amex Gold, CSR and Chase Southwest RR. Credit is 800.

List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred.

Me: Amex gold, chase freedom unlimited + preferred, BILT, Apple Card, PayPal credit card (which I never use). I’ve been thinking of getting a travel card, and I’m not sure if it makes sense for both of us to get the Amex plat. Side note: we fly specially to South Korea for my wife’s family twice a year, and tickets are not cheap.The sapphire preferred card is $95/yr. The sapphire reserve card is basically $150/yr. You should do a comparison and see if it’s worth it to get the next card up. How the combo works: use the unlimited card everyday for everything except dining and travel. Transfer ALL chase ultimate rewards (UR) points to your sapphire card.Apr 18, 2023 ... You can also get 1x back on utilities. It's hard to top 3800 points just from rent a month. Points are worth ~2 cents each if you can use them ...the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.In QC, there is fee but if keeping it open for 180 days, get an extra 50,000 points so total is 70,000 points and the $149 fee. No min spending required. $350 - $149 = $201. Forgot to say +$70 GCR so $271. I think it is a good deal for QC residents.

Jun 23, 2023 ... Chase Sapphire Reserve is the best first travel card for a very frequent traveler. CSR gives you 3X on airline ticket purchases, hotels, parking ...

Find out which travel credit cards Redditors recommend for earning points, perks, and benefits when traveling abroad. Compare Chase Sapphire, Capital One Venture X, and more cards with pros and cons.

1 yr. ago. Depending on how much you spend and which airline you use, I'd probably go Amex Platinum or Explorer. Main advantage is there's no spend limit on points per month and you get unlimited lounge access for platinum (useful provided your travel is mostly Intl). Both have minimum income requirements though.When it comes to Visa credit cards, the options are never-ending. There are Visa credit cards for all different types of people – whether you’re a student, an international travele...Best Travel Cards. Runner Up Cards. Airline Cards. Hotel Cards. Best General Purpose Travel Credit Cards. Best Travel Credit Card for Beginners. Chase … Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 months. Chase 5/24 status: e.g 2/24. Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of.best business credit card. I currently have the AMEX Aeroplan Business Reserve card. My business spends about 200-300K a year on it. The vast majority of this is buying from electronic suppliers (smaller ones usually, but BestBuy and Amazon are frequently purchased from as well). I travel infrequently (for pleasure) with my …CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically.

I would suggest just a travel card with the airline you travel with most or whatever airline is most prominent at your local airport. A Plat/CSR/VX doesn’t really make sense for you right now. Your Apple Card and Amazon cards already have no foreign transaction fees for travel. The Amazon Card has CDW for rental cars. The two stand-out cards for travel that have no annual fee and no foreign transaction fees are: Wells Fargo Autograph: 3% back on travel, dining and more. PenFed Pathfinder: 4x points back, point value depends on how you redeem them, but worth a minimum of 0.85 cents each, so 4x = 3.6%. This is a flowchart originally created to answer most of the questions I see repeated week after week in the What Card weekly thread. It has been updated as of 12/10/2020. An image of the flowchart is available here! And an HTML version of the flowchart is available here! (The HTML version is best viewed in Google Chrome.)Citi Premier and US Bank Altitude Reserve technically earn points, like the Chase Freedom cards, but they cash out simply as 1 cent per point. Both get 3x on AirBNB. City Double cash is great as it gives 2% back on purchases. BofA Customized cash set to travel. Fnbo getaway or the WF autograph both give 3% on travel.Jan 9, 2023 ... However, 2 cards that I will absolutely recommend are any of the Delta cards and the Bonvoy card. Plus Delta lounges>Amex lounges any day. If ...The AMEX Hilton aspire is pretty OP if your a Hilton fan. It has 150k SUB, diamond status and a weekend night each card year and 250 dollar resort credit per year. Pretty damn good card. 450 dollar annual fee but the benefits should significantly outweigh it. At the moment the best signup bonus is on the Amex Marriot Bonvoy …

Hello r/CreditCards!I have spent the last few weeks combing through dozens of credit card benefits and sign-up bonuses, comparing each card's utility against one another based on some hypothetical budgets (and my own personal budget) and come up with the following list of 10 credit cards that can be used to maximize your cash back rates, with no annual …

A debit card, can charge £1.38. A credit card, can charge £1.50. ATM usage on £250 withdrawal using a typical card: A debit card, £11.88. A credit card, £14.95 (before interest is applied) If ...Chase Sapphire Preferred. Bank of America Travel Rewards Credit Card. Discover It Card. American Express Gold Card. Capital One Venture Rewards Card. Citi …Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ...Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …Apr 1, 2023 ... Best Travel Credit Card as of 2023? · TD Aeroplan Visa Infinite - Good card to churn every 2 years (Use for 1 year for free. Downgrade to no fee ...Always pay the full balance each month. Another popular tip on Reddit is to always pay your credit card's full balance. When you pay in full every month, it keeps you out of debt. The card issuer ...The Freedom Unlimited card includes a 0% introductory APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. An intro transfer ...I use Chase, Amex, Citi, and Capital One ecosystems. If someone is going to use only one, Chase or Amex are generally the best. Citi and Capital One are good "companion" ecosystems, but IMO they have too many caveats to use exclusively. One of the biggest reasons is that both make it difficult to accumulate points.Barclays View Mastercard (formerly Uber Visa), $500, 10/2019. * FICO Scores with source. 770 (Equifax) (don't have access to the others ATM but they should be around the same) * Oldest credit card account age with you as primary name on the account: 2 years, 5 months (Citi Double Cash) * Number of personal credit cards …

US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.

Fidelity 2% Card No Longer Has Foreign Transaction Fees. 180. 59. r/CreditCards. Join. • 16 days ago.

Oct 21, 2023 ... Best rewards card for domestic travel? · Sapphire Preferred (CSP):. 3.1x on dining, online grocery, & streaming. 2.1x on travel/transit.Hey yall, I’m trying to come up with a credit card strategy for the new year. This is my current strategy, can anyone recommend a better setup? My goal is to maximize rewards. I’m open to applying to a new card as well. Amex Green: -Food/restaurants/dining 3x -Transit 3x -Travel 3x Amex Blue Cash Everyday -Groceries 3% -Online Retail 3%1. American Express Cobalt® Card. Apply Now. American Express’s Secure Website. Welcome Bonus. Up to 15,000 Membership Rewards points. Annual Fee. …Great for: Travelers looking for a versatile credit card. You can move the rewards from this card to a plethora of loyalty programs, including Hyatt and United Airlines at a 1:1 ratio.. Annual fee: $95 Welcome bonus: Upon signing up, you’ll earn 60,000 bonus points after spending $4,000 on purchases within the first three months. This is …Nov 18, 2023 ... P.S. There is a very cool card called the Greenstate World Mastercard. If gives 5% cash back on hotels and airlines booked directly. Anyone can ...View community ranking In the Top 1% of largest communities on Reddit. Best Travel Credit Card? (Minimal fee, good trip cancellation, other benefits) ... we are unable to go). After getting a few quotes between $300-$700 for insurance, one of the reps told us to look into credit cards that would likely be cheaper.Nov 3, 2023 ... The best credit cards for airline points aren't co-branded airline cards. You should earn points via a bank system where you can then transfer ...Jan 9, 2023 ... However, 2 cards that I will absolutely recommend are any of the Delta cards and the Bonvoy card. Plus Delta lounges>Amex lounges any day. If ...Jan 9, 2023 ... However, 2 cards that I will absolutely recommend are any of the Delta cards and the Bonvoy card. Plus Delta lounges>Amex lounges any day. If ...HSBC World Elite. Prince of travel has a good review on it. "HSBC credit card holders enjoy more flexibility with travel rewards. Points can be redeemed for a statement credit towards an eligible airline ticket, vacation package, car rental, hotel, cruise or rail ticket charged to an HSBC credit card. There are no blackout dates; …The Capital One Venture X business card offers the potential to earn a welcome offer of 150,000 bonus miles. In addition, the card comes with many premium travel perks such as an annual $300 travel credit and airport lounge access, at a reasonable annual fee of $395. Business owners are also able to add employee cards …

Travel cards can be tricky - some of the best general travel cards carry AFs, like CSP/CSR, AmEx Plat, and USBank Altitude Reserve. Venture also has a $95 AF - I … Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022. Credit cards offer various incentives to their customers in a bid to keep them loyal. This article brings to your knowledge the best credit cards currently available for a frequent...CSR, AmEx Plat, Citi Prestige are probably the top premier travel credit cards out there. Each has their upsides and downsides. Head over to the churning subreddit and submit a question to the Weekly What Card Should I Get Thread with the relevant information. I am a bot, and this action was performed automatically.Instagram:https://instagram. how to get roaches out of electronicsblue jackets redditap world history reviewtobacco trail durham Sep 13, 2023 ... Sapphire Reserve is well, well worth it for us. It's really more like $200 w/ the travel credit, and it more than makes up for those $200 as ... big boob braphoebe buffay outfits Chase Sapphire Reserve is good because you get a a $300 travel credit (for the couple of times a year you travel but also hits for things like tolls or parking) and earns pretty well (3x on dining + travel purchases) and can pair with Freedom [Flex] and Freedom Unlimited for 1.5% back on everything + 5% on rotating categories. In this article, we’ll review the top 8 travel credit cards on Reddit, exploring their features, benefits, and user experiences. 1. Chase Sapphire Preferred. The Chase Sapphire Preferred is a popular choice for travelers who want a versatile card with a reasonable annual fee. This card provides a double points boost for both travel and … why is the 1st amendment important In 2024, in august or September I’ll open a flat 2% back card, probably the Citi double cash. Until then, my discover IT is my effective 2% card because they are matching the cash back through the first year. If I see another good SUB then I’ll consider opening another. Venmo card is great for paying bills.The main challenge many people with bad credit face when applying for a credit card is having a limited number of good options. Establishing a positive payment history on a new cre...