Opensky credit card reviews.

2 Based on Q3 2023, OpenSky® Secured Visa® Credit Card average approval rate is 88.5%. Individual approval results may vary. *OpenSky® Secured Visa ® Credit Cards require a refundable security deposit. Your credit limit is based on the amount of your security deposit. Minimum is $200 and up to $3,000 (subject to approval).

Opensky credit card reviews. Things To Know About Opensky credit card reviews.

Pros. Good for people who want a secured credit card without having a bank account. Can deposit money into the account via wire transfer or money order. No pull on your credit report. Reports to ...88% Average Approval Rate. Low $200 Security Deposit. Credit Limit Increases. Graduate to unsecured in 6 months. We report to all 3 major credit bureaus. Get Started ->. “The OpenSky® Secured Visa® Credit Card is great if you can't pass a credit check or don't have a bank account.98 User Reviews. 3.9WalletHub Rating. WalletHub Rating. 3.9. credit card rating system. Editor’s Rating. 4.5. User Reviews. 3.7. Market Comparison. 3.9. fees: …Insider’s Rating 2.3/5. Perks. Doesn't earn rewards. Annual Fee. $35. Regular APR. 22.39% Recommended Credit. No Credit History, Poor. Show Pros, Cons, and More. OpenSky …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub

5 days ago · The OpenSky® Plus Secured Visa® Credit Card has a high interest rate, even compared to other secured credit cards. The secured card average is 22.86% right now. As a result, you should plan to pay your bill in full every month. This will allow you to avoid interest charges and minimize the cost of credit improvement. OpenSky® Secured Visa® Credit Card. Start building credit and stop getting dragged down by your credit score. No credit check. No risk to apply.

OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.Insider’s Rating 2.3/5. Perks. Doesn't earn rewards. Annual Fee. $35. Regular APR. 22.39% Recommended Credit. No Credit History, Poor. Show Pros, Cons, and More. OpenSky …

To contact the OpenSky Card reconsideration line, call (800) 859-6412. When prompted to enter your credit card number, press “#” and you will be connected to a live representative. The OpenSky Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.Apr 26, 2023 · A secured credit card with an annual fee is rare. The OpenSky Secured Visa is one of the few with an annual fee, at $35 per year. Related: 10 commandments for travel rewards credit cards. No path to upgrade. Unlike some other secured cards, the OpenSky Secured Visa does not provide a path to upgrading your credit limit or the card itself ... OpenSky Reviews 1,067 ... It is just an unfortunate(for us) coincidence. The OpenSky credit Card support can be reached at 1-800-859-6412. Sorry for the confusion, Kevin M Customer Operations Manager. Clarence Page. 2 reviews. US. Jul 12, 2023. Scam artist at opensky. Scam artist at opensky . Was on vacation in Florida and I signed up for a ...A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio...

Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHub

Sign-up bonus: No welcome bonus for new card members. Annual fee: $35. Rewards: This card does not offer any rewards program. Other perks: Visa benefits, set emails to remember you about your payments due date. APR: a variable 20.39% APR for purchases and balance transfers. Fees: Up to 38% max late fee.

Dec 13, 2023 ... The First Latitude credit card may be good for you if you don't qualify for other secured credit cards with no fees that pay rewards.Whether you’re starting your own small business or you’re already running one, its continued financial health is one of the most important things to keep in mind. Thinking of getti... We are www.opensky.com, not www.openskycc.com. We are a retail site that sells products to consumers, much like Amazon.com or Walmart.com. We have no connection to the OpenSky Credit Card. It is just an unfortunate(for us) coincidence. The OpenSky credit Card support can be reached at 1-800-859-6412. OpenSky Reviews 1,067 ... It is just an unfortunate(for us) coincidence. The OpenSky credit Card support can be reached at 1-800-859-6412. Sorry for the confusion, Kevin M Customer Operations Manager. Clarence Page. 2 reviews. US. 12 Jul 2023. Scam artist at opensky. Scam artist at opensky . Was on vacation in Florida and I signed up for a gold ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHub

Read 1 more review about OpenSky. CU. customer. 1 review. US. 29 Nov 2023. Verified. ... I had some questions about my "secured Open Sky" credit card and the agent in the Customer Service Dept. at 1-800-859-6412 answered my questions and concerns. She was a great listener and very kind. I am so glad Open Sky still has people to communicate …Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubPros. Reasonable $35 annual fee. As low as $150 minimum deposit. Cons. 3% foreign transaction fee. OpenSky® Secured Visa® Credit Card. 6,638 Reviews. …worst best. Read our full methodology. The OpenSky Secured Visa credit card is not one of Investopedia's top rated secured cards. Please see our list of the …OpenSky® Secured Visa® Credit Card. Start building credit and stop getting dragged down by your credit score. No credit check. No risk to apply.

The OpenSky® Plus Secured Visa® Credit Card is better than the OpenSky® Secured Visa® Credit Card because it has a lower annual fee and a higher overall WalletHub rating. The OpenSky® Plus Secured Visa® Credit Card has a $0 annual fee, while the other version charges $35. Neither card does a credit check when you apply, …View all brands. OpenSky Credit Card has an overall score of 3.9, based on 28 ratings on Knoji. PROS. Greater brand recognition than OpenSky Credit Card (estimated) CONS. Does not allow modification & cancellation policies. PROS. Offers more frequent discounts and promotions than Aspire Credit Card. Offers modification & …

The OpenSky Secured Credit Card has a 22.39% APR, which is close to the average credit card interest rate. There's also a 3% foreign transaction fee for purchases made in a foreign currency, which ... Many banks offer credit cards with great benefits for travelers. When looking for a credit card for travel, it’s important to determine which benefits are right for you. Some offer...Oct 5, 2023 · The credit limit for your OpenSky Secured Credit Card depends on how much you deposit when you open the account. At a minimum, you must have $200 to deposit, making the lowest possible credit limit $200. The maximum credit limit OpenSky tends to approve is $3,000, though this does require that amount in the initial deposit. A credit card for bad credit or unbanked people with a security deposit of $300 or more. No annual fee, no credit check, and …Jul 27, 2023 · Yes, the OpenSky card is legitimate, but it’s a secured card rather than a more traditional unsecured card. You can apply without a credit check or a bank account, and your payment history is reported to the U.S. credit bureaus. The annual fee is $35 or $0, and the security deposit is $200 or $300. Transfer. Just transfer funds for the refundable 5 security deposit which sets your credit line. Get started with a minimum deposit the OpenSky secured Visa Credit card’s minimum is $200 and up to $3,000 (subject to approval). The OpenSky Plus card’s minimum security deposit is $300 and up to $3,000 (subject to approval).OpenSky Reviews 8,411 ... Open sky great for credit repair and starting credit . Date of experience: March 13, 2024. CC. Catherine Cook. 3 reviews. US. 19 hours ago. ... I am really enjoying my Open sky card though. Date of experience: February 09, 2024. DE. Derrick. 2 reviews. US. 11 hours ago. Verified.In the market for a new credit card? Now there are plenty of choices when it comes to the best credit cards for rewards, especially regarding cashback offerings. Credit card reward...OpenSky® Secured Visa® $35 annual fee. Minimum security deposit required $200. Variable APR 25.64%. Credit check to apply? No. Get Started.

OpenSky® Secured Visa® Credit Card. NerdWallet rating. Apply now. ANNUAL FEE. $35. ... NerdWallet reviews credit cards with an eye toward both the quantitative and qualitative features of a card ...

To contact the OpenSky Card reconsideration line, call (800) 859-6412. When prompted to enter your credit card number, press “#” and you will be connected to a live representative. The OpenSky Card reconsideration line is a way for denied applicants to request a second review of their application and potentially get the denial overturned.

Jul 17, 2018 ... Beyond promising a four-step application process that can be completed in less than five minutes, the Visa OpenSky Secured card provides no real ...OpenSky® Plus Secured Visa® Credit Card’s $0 annual fee is higher than the average annual fee among new credit card offers right now. It’s not the only fee you need to worry about with the OpenSky® Plus Secured Visa® Credit Card, either. OpenSky® Plus Secured Visa® Credit Card Fees. Annual Fee: $0; Cash Advance Fee: … 8,243 reviews on. OpenSky® Secured Visa® Credit Card. No credit check to apply. 88% average approval rate. $35 annual fee. $200 minimum security deposit. Apply Now ... I read about Opensky and how they didn't do credit checks, and they seemed to have overall decent reviews. There is an AF of $35, but I thought ...Nov 14, 2023 ... OpenSky credit card reviews often highlight the absence of a rewards program, which is something other cards might offer. Take the Discover it® ...This review of the OpenSky® Secured Visa® Credit Card shows it is suitable for credit building, and has high approval rates and flexible payment options. ... OpenSky® Secured Visa® Credit Card Review. Explore our review of the OpenSky® Secured Visa® Credit Card, a no-credit-check option with up to $3,000 credit limit, …Started out with no credit score at all. Thanks to OpenSky and their secured card, I was able to start building credit quickly. Less than 8 months later, I have graduated to an. unsecured Gold card and a 739 credit score. Thank you OpenSky! Date of experience: November 20, 2023. PR. PRINCE. 2 reviews.OpenSky is a generally good company to build credit with. AFAIK, they don’t even do a credit check for their secured card. I even started with one but seeing as how my credit has improved greatly since then, don’t ever use it. I however, would not pay $59 for one of their cards and especially not for a $500 limit.Credit cards used to just offer flexibility when you needed to pay for something before payday but now they can be used as a reward card offering cash back or air miles every time ...Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2023) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe OpenSky® Secured Visa® Credit Card is designed for those beginning their credit journey or looking to re-establish their credit. It is among the easiest secured cards to get. You don’t need a bank account, nor do you have to worry about a credit pull when you apply for this card. It does have an annual fee, though.

Nov 17, 2023 · Bottom Line. OpenSky® Secured Visa® Credit Card is a good option for business owners who cannot qualify for an unsecured business credit card. Using it can help you build or improve your credit, as OpenSky® reports your activities to the major credit bureaus. However, it lacks ongoing rewards and other features that may be valuable to your ... Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubReviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe best secured credit card to rebuild credit with is the U.S. Bank Cash+® Visa® Secured Card because it has a $0 annual fee, reports to the credit bureaus, and gives 1 - 5% cash back on purchases. The minimum deposit is $300, and the amount you put down will act as your credit limit. Another good option is the OpenSky® Plus Secured …Instagram:https://instagram. ryzen 3 7320uaffairrecoverydns leak checkpower season 7 Reviews, rates, fees, and customer service info for The OpenSky® Secured Visa® Credit Card. Compare to other cards and apply online in seconds OpenSky Credit Card Reviews (2024) WalletHubThe main OpenSky® Plus Secured Visa® Credit Card requirements are that an applicant must be at least 18 years old with a valid Social Security number or Individual Taxpayer Identification number. Applicants must also agree to put down a security deposit of $300+ before they can open the account. There’s no minimum credit score requirement, … prison brides lifetimecult films Overview. OpenSky has a rating of 2.62 stars from 2,300 reviews, indicating that most customers are generally dissatisfied with their purchases. Reviewers complaining about OpenSky most frequently mention customer service, credit card, and tracking number problems. OpenSky ranks 45th among Marketplace sites. Service 226. Value 217. … garage shelving systems Reviewer: Ashley Fricker. 2/20/2024. Rated 4.0 /5.0 ★★★★★. When you have no credit — or worse, bad credit — getting a credit card is a classic Catch-22 situation. You …Sign-up bonus: No welcome bonus for new card members. Annual fee: $35. Rewards: This card does not offer any rewards program. Other perks: Visa benefits, set emails to remember you about your payments due date. APR: a variable 20.39% APR for purchases and balance transfers. Fees: Up to 38% max late fee.